There are many payment gateways available, so to help you decide which one to use, I did some research and came up with a list of the 10 most popular gateways along with a comparison chart. This will help you pick the best payment solution for you and your customers, more easily.
What is a Payment Gateway?
In short, a payment gateway is an e-commerce application service provider that authorizes payments for e-businesses, online retailers, and ‘bricks and clicks’. Payment gateways allow you to list your merchandise or services online and automatically process credit cards, debit cards or other forms of payment without so much as lifting a finger.
Paypal.com
Accepts: MasterCard, Visa, Discover, American Express and more.
Sign up fee: 0
Transaction fees: 1.9% + $0.3 to 2.9% + $0.3 each.
Countries supported: 190+ countries.
Authorize.Net
Accepts: Visa, MasterCard, American Express, Discover, Diner’s Club, JCB
Sign up fee: $99.00
Transaction fees: $0.10 each
Additional fee: Monthly Gateway fee – $20 * and Batch fee – $25
Countries supported: 190+ countries. However, just U.S citizens can create an account with this payment gateway.
Skrill.com
Accepts: Credit card (Visa, MasterCard, American Express, JCB, Diners Club), Debit card (Maestro, Visa Electron) and more.
Sign up fee: 0
Transaction fees: 1.9% + €0.25 to 2.9% + €0.25 each (for European Merchants, it is different with other regions
Countries supported: 200+ countries
2checkout.com
Accepts: MasterCard, Visa, Discover, American Express, Diners , JCB, Debit cards with the Visa or MasterCard logo, PIN debit cards with the Visa or MasterCard logo, PayPal
Sign up fee: 0
Transaction fees: $0.45 + 5.5% each.
Additional fee: Monthly fee – $10.99
Countries supported: 200+ countries
Amazon Payments
Accepts: Visa, MasterCard, Discover, American Express, Diners Club, and JCB.
Sign up fee: 0
Transaction fees: 1.9%+$0.3 to 5%+$0.05 each.
Countries supported: 28 countries
Payza.com
Accepts: MasterCard, Visa, Discover, American Express, Diners, JCB, Debit cards with the Visa or MasterCard, PayPal
Sign up fee: 0
Transaction fees: 2.50 % + $0.25 each.
Countries supported: 190+ countries
sagepay.co.uk
Accepts: MasterCard, Visa, Maestro, Discover, American Express, Diners , JCB, PayPal and more.
Sign up fee: 0
Transaction fees: ₤25 per month (0 – 1000 transactions) / 10 pence each (1000+ transactions).
Additional fee: Monthly fee: €25
Countries supported: United Kingdom and Ireland
Google Wallet
Accepts: MasterCard, Visa, Discover, American Express
Sign up fee: 0
Transaction fees: 1.9% + $0.30 to 2.9% + $0.30 each.
Countries supported: The United States only.
Worldpay.Com
Accepts: Visa Credit and Debit, MasterCard, American Express, JCB, Diners, Laser, ELV, PayPal
Sign up fee: £75
Transaction fees: From 1.9% + 10 pence
Additional fee: Monthly fee – £15
Countries supported: 36 countries
Quickpay.net
Accepts: MasterCard, Visa, Maestro, Discover, American Express, Diners, JCB and more
Sign up fee: 0
Transaction fees: €0.015 – €0.067 each.
Additional fee: Monthly fee: €25
Countries supported: All European countries.
Conclusion
This list is just for reference, but all of them are popular and used by many online stores and people all over the world. Consider this list when deciding what your options are. Feel free to tell me your thoughts about these options by leaving a comment right here.